Jump to Content

Minor Accident, Major Costs

/ Car Accident /

Minor Accident, Major CostsROCHESTER, N.Y. – Each year, the National Highway Traffic Safety Administration (NHTSA) records more than 10 million car accidents: ranging from deadly interstate pileups to minor parking lot fender benders. According to a recent NHTSA study, Americans paid over $870 billion each year in damages, medical bills, legal fees and other expenses.

“Even minor crashes can be costly in cities like Rochester,” car accident attorney Ross Cellino said. “On top of the repair costs, it can sometimes raise your insurance premiums or aggravate a previous injury.”

Car Repairs

Repairing a vehicle can cost drivers hundreds or thousands of dollars, even with comprehensive insurance coverage. Although another driver may be at fault in your accident, you may still be required to pay a pricey deductible.

Rochester car accident attorneys suggest having an emergency savings fund to cover these expenses if they are not covered by insurance.

Higher Premiums

On average, drivers will pay 40% more for insurance after just one claim. Some insurance providers won’t raise your premiums after a minor accident but others will, even if the accident is not your fault.

If your insurance bill does go up after a minor crash, it might be time to start shopping for a new insurance company. The insurance industry is very competitive and another provider may offer a better deal.

Medical Expenses

If you are hurt in a crash, the Rochester car accident attorneys at Cellino & Barnes say it is extremely important to keep accurate records.

A trip to the emergency room can be intimidating and expensive but with detailed records of hospital visits and follow-ups with your doctor, insurance companies should cover most or all of the costs associated with your crash.

“When a client has every record, it can make the disbursement process much smoother and more efficient,” Cellino said.

If you are injured in accident, it may also be worth your time to call a personal injury attorney. At Cellino & Barnes, the consultation is free and you could receive additional payments depending on your injuries.


Leave a Reply

Your email address will not be published. Required fields are marked *

Client Thanks

I would like to thank your firm for representing our family on behalf of my late husband. This whole process was, at times, difficult for us and sometimes painful. But, we were always in good hands as Brian and Maria are two of the hardest working and sincerest people I have ever had the pleasure of meeting. They did a tremendous job.

Read more →

Recent Tweets

Social Accounts


Office Locations

350 Main Street
2500 Main Place Twr
Buffalo, NY 14202
(716) 888-8888
(800) 888-8888
Map & Directions

Grider Street Office
451 Grider Street
Buffalo, NY 14215
(716) 888-8888
(800) 888-8888
Map & Directions

Garden City
600 Old Country Rd
Suite 412
Garden City, NY 11530
(800) 888-8888
Map & Directions

420 Lexington Ave
21st Floor
New York, NY 10170
(800) 888-8888
Maps & Directions

532 Broad Hollow Road
Melville, NY
(800) 888-8888
Map & Directions

16 W. Main Street
Powers Building, Suite 600
Rochester, NY 14614
(585) 888-8888
(800) 888-8888
Map & Directions


Free Case Evaluation

Fields marked with a * are required
↑ Top