NEW YORK – In no-fault auto insurance states like New York, a person hurt in a car accident must meet a threshold called the “serious injury” threshold to circumvent the limitations of his own auto insurance policy. The serious injury threshold allows injured parties to file a liability claim or lawsuit against at-fault parties for damages they would otherwise be incapable of receiving through their insurance policy. If you’ve been seriously hurt in an auto accident in Queens, you might be wondering if your injuries are severe enough to meet this threshold. Let’s find out.
Understanding No-Fault Auto Insurance
Drivers and passengers injured in a car accident in a no-fault state must first report their injuries to their insurance companies. They must turn to their policies first to receive reimbursement for medical expenses and lost wages. In New York, the maximum compensation a person can recover in a car accident case is $50,000. If damages exceed that, drivers can step outside the no-fault system to receive additional funds.
In no-fault states, it’s very difficult to seek compensation for other damages, such as property damage or pain and suffering unless the injured party is eligible to file a claim against the at-fault party or a personal injury lawsuit. This is only possible when the accident resulted in a serious injury.
What does New York’s no-fault system cover?
New York’s no-fault system reimburses car accident victims for the following:
All medical bills, including the cost of psychiatric treatment and physical therapy
Lost earnings of up to $2,000 per month for up to 3 years
Up to $25 per day for up to 1 year for other accident-related expenses
Understandably, those who suffer severe harm may not meet their needs with this coverage. Those with serious injuries may recover more losses from the at-fault party.
What counts as a serious injury?
By New York State law, a serious injury is defined as one which results in death, dismemberment, significant disfigurement, loss of a fetus, the permanent loss or use of a body organ or function or system, or a non-permanent and medically determined injury or impairment which prevents the injured party from conducting his or her daily activities for not less than 90 days during the 180 days immediately following the injury or impairment.
To determine whether your injuries may qualify for additional compensation, talk to an experienced car accident lawyer in Queens about your case. It’s crucial to seek representation against the insurance company or the attorney representing the at-fault driver to argue that your injuries qualify.
ROCHESTER, N.Y. – A growing number of people are taking to bicycle riding in Rochester and across New York State. Cycling is growing on Western New Yorkers as healthy way to commute. Our best bike accident lawyers in Rochester have found that the more bike lanes our communities add to their bustling streets, the more people feel comfortable riding a bike around.
Although city planning improvements are making bike riding in Rochester safer, accidents can happen at any time. There are many actions riders can take to reduce the odds of becoming victims.
Safety Tips That Can Prevent Bike Accidents
There are several ways cyclists can become victims in a collision with a car or other vehicle. The following tips aim to mitigate the odds of that happening:
Be aware of your surroundings at all times. Although your commute may feel boring, riding a bike while listening to loud music causes you to sacrifice one of your vital senses. A focused rider is more likely to ride defensively and anticipate accidents.
Ride at a speed that is safe for the current conditions. Pay attention to the weather, road conditions, and volume of traffic when riding. You may have to reduce your speed to accommodate heavy traffic and maneuver roads safely.
Respect pedestrians’ right-of-way. Many bike accidents take place between cyclists and pedestrians. In these cases, both the cyclist and pedestrian are likely to walk out with preventable injuries. Avoid a trip to the hospital by respecting the right of way of others around you
Act cautiously around vehicles with large blind spots. When approaching a truck or bus, it’s important to keep in mind that these vehicles have larger blind spots than the average car, which increases the likelihood of a truck accident. Let them pass safely.
Get off your bike when crossing the road with pedestrians. Drivers are generally liable for accidents in which the car hits a pedestrian or cyclist who walks his bike across the street.
Always check your bike equipment before getting on the road. Be sure to check the air in your tires, your brakes, and lights if you plan to ride after dark. Wear reflective clothing and a proper helmet to reduce injuries in the event of an accident.
What to Do If An Accident Happens Anyway
If we could predict the future we’d all be millionaires. It’s impossible to know when you will be involved in an accident; however, there are plenty of resources available to you in the event of an accident that leaves you with severe injuries.
At Cellino & Barnes, our best bike accident lawyers in Rochester have years of experience resolving dozens of types of car accidents. Our lawyers will be happy to help you assess your accident case for FREE. It may be possible to recover significant compensation to take care of medical expenses, time missed from work, and more. Call us for a free consultation or reach out to us online.
NEW YORK – Buses come in all shapes and colors, and they’re everywhere in New York City. That means there are plenty of opportunities for a bus crash in the Bronx. From school buses to Metro buses, tour buses, limousines, and party buses – when you’ve been injured in a crash you may be asking yourself, Should I Get A Bus Accident Lawyer?
The answer is “yes!”
The Most Common Types Of Bus Accidents In NYC
Bus accidents happen all the time in NYC. In fact, new investigations estimate there have been more than 20,000 bus crashes and mishaps in New York City since 2015. That’s only counting MTA buses!
In reality, there are A LOT of different ways a person can get injured while riding mass transit motor vehicles in NYC:
Injured in a School Bus accident
Hurt in a MTA Bus crash
Tour Bus accident injuries
Injured in a Limousine accident
Involved in a Party Bus accident
All of these vehicles are much larger than your standard sedan. Since they’re larger in size, they can also be more difficult to handle and control. That’s why drivers of these vehicles MUST have extensive training to operate the vehicle(s) they drive.
Sadly, even good bus drivers can make mistakes – or other, less responsible drivers can slam into a bus, causing significant injuries to the bus driver and its passengers.
When you call Cellino & Barnes, you’ll get a FREE case evaluation with one of our best bus accident lawyers in the Bronx. Our team also consists of legal professionals with extensive experience handling different kinds of bus accidents, including:
Limousine accident lawyers
Tour bus accident attorneys
School bus accident attorneys
Party bus accident lawyers
It may be a struggle to get fair compensation for your injuries on your own. There are unique deadlines and filing requirements for bus accident cases. The experienced legal team at Cellino & Barnes will not only meet those deadlines and requirements; they’ll also make sure you’re in position to recover the best result possible.
I would like to thank your firm for representing our family on behalf of my late husband. This whole process was, at times, difficult for us and sometimes painful. But, we were always in good hands as Brian and Maria are two of the hardest working and sincerest people I have ever had the pleasure of meeting. They did a tremendous job.