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Accidents Expected to Spike Over Fourth of July Weekend

/ Car Accident /

Our best car accident lawyers in New York expect accidents to spike over the 4th of July weekend. What you can do to stay safe...NEW YORK — Planning a little road trip for the Fourth of July weekend? You’re not alone. AAA expects to see 41.4 million Americans on the roads this weekend. That’s a record high since AAA began tracking holiday travel in 2000. When there’s increased traffic on the roads, New York car accident lawyers say there’s also more risk.

4th of July Traffic

No one likes being stuck in traffic – especially when you’re on vacation. Unfortunately, when 41.4 million other Americans are also on the roads at the same time, we can expect to see some traffic jams.

According to AAA, the absolute worst time to be on the roads will be Wednesday from 4:30 pm to around 6:30 pm. Thanks to a mix of holiday road trippers and commuters leaving work, New York streets and highways could get clogged, forcing delays.

All it takes is one accident to set-back everyone’s vacation time by an hour or more, the New York car accident attorneys at Cellino & Barnes said. The team of trial lawyers at the law firm put together these tips to help avoid an accident when you’re already rushing to get out of town:

  1. Have a Plan. Drivers who don’t know where they’re going, and aren’t familiar with the roads around them are more likely to get into an accident. Add extra holiday traffic to this problem, and you have a very dangerous situation.
  2. Give Yourself Ample Time. One of the biggest mistakes travelers make is not giving themselves enough downtime to actually enjoy their vacations. Be prepared to be stuck in traffic, and anticipate these delays instead of rushing to your destination.
  3. Keep Your Cool! When drivers are stuck in traffic, tempers can flare. Add the summer heat to the mixture, and you could be in the middle of a tense situation. Hopefully, you followed the first two steps, and you have nothing to get upset about!
  4. Avoid Distractions. According to our New York car accident lawyers, distractions are a top cause of accidents. In stop and go traffic, distractions can be downright dangerous. Always keep your eyes on the traffic around you!
  5. Never Drink and Drive. It’s the 4th of July, and many people love to celebrate with a beer or a glass of wine. Be responsible about it! There are more drunk driving accidents over the Independence Day weekend than any other holiday weekend. If you’re drinking, have a designated driver — or hail a taxi, Uber or Lyft to get you where you need to go.
  6. Slow Down! Speed is a top factor in many car accidents in New York. Speed limits have been carefully chosen by traffic experts to get people from point A to point B in a timely and safe manner. Trust the speed limits, and stick to them to have the safest trip possible.

Our best car accident lawyers in New York also warn drivers to pay attention to those around you: pedestrians, bicyclists and motorcyclists will also be sharing the road this weekend. Be courteous of them, and do everything possible to make sure the roads are safe for everyone.

4th of July Accidents

When more than 41 million Americans are on the road, accidents are bound to happen – even to the safest drivers. The experienced team of New York car accident lawyers at Cellino & Barnes can help if you’ve been injured by a negligent motorist.

We’ve investigated thousands of car accidents across the nation, and our experience in these matters could help you maximize your compensation.

If you’ve been injured in a crash, contact Cellino & Barnes for a FREE case evaluation. We can have go over your case and help gather the evidence that will help you get the best result possible. Call us or contact us online to get started.

Cellino & Barnes (800) 888-8888

 

 

An Uninsured Driver Struck Me in New York. Now What?

/ Car Accident /

Our best New York car accident lawyers can help you navigate no fault insurance policies and help you get the best result possible from a claimNEW YORK — Driving a car without auto insurance is illegal in almost every state, including New York. Unfortunately, more than 12% of drivers nationwide lack insurance. All too often, drivers with insurance become involved in car accidents caused by those without the minimum coverage, leading to important questions about liability. When you’re injured in an uninsured driver accident, what can you do to recover compensation for things like medical bills and other losses? Our best New York car accident lawyers explain:

Minimum Auto Insurance Requirements in New York

Drivers must have the minimum auto insurance coverage required by the State of New York to register a vehicle in the state. These include:

  • $25,000 liability insurance for bodily injury and $50,000 for death
  • $50,000 for bodily injury and $100,000 for the death of two or more people
  • $10,000 property damage

Without the above coverage, our car accident lawyers in New York warn motorists that the DMV can suspend your vehicle registration and driver’s license.

No-Fault Insurance

In a no-fault car insurance state like New York, every driver’s insurance policy covers his or her accident-related damages, regardless of fault. So, if you registered your car in New York State and your policy covers it, and the accident took place in New York, your insurance policy should cover your damages.

There are a number of factors that can be reviewed by an experienced New York car accident lawyer. Your attorney can help determine what policies apply to your no-fault accident case, and what laws can help you get the best result possible.

Uninsured Motorist Coverage

Uninsured motorist (UM) coverage is additional protection insurance companies must offer New York drivers. The law requires auto insurance policies to include UM coverage for bodily injury, subject to the same minimums above. This type of coverage provides benefits to policyholders or passengers injured in a crash caused by someone without insurance.

Unfortunately, drivers who only carry the minimum amount of liability insurance required may not have enough to cover the full cost of their injuries, particularly if they suffer severe injuries. The following injuries are examples of injuries that may require a lengthy period of time and extensive resources to heal:

  • Spinal cord damage
  • Head and brain injuries
  • Neck and back injuries
  • Facial injuries
  • The permanent loss of a limb
  • Paralysis
  • Burn injuries

In the worst-case scenario, a person may suffer an injury from which they can’t fully recover, no matter how many surgeries he undergoes or how much time passes. Those who require long-term care quickly run out of insurance coverage. In these situations, it’s crucial to work with the best car accident lawyer in New York for your case, who will fight for the compensation needed to live as comfortably as possible with the sustained injury.

File a Personal Injury Lawsuit with Cellino & Barnes

The best New York car accident lawyers with Cellino & Barnes will obtain the documentation necessary to show that you deserve full compensation, regardless of whether the at-fault party had insurance to pay for it. When you work with our firm, our No Fee Promise guarantees you will not pay a fee unless and until we recover fair compensation on your behalf.

Whether your auto accident claim is at a standstill with the insurance companies or you require filing a lawsuit, we are thoroughly prepared to tackle your case as efficiently as possible. Call us at any time of day to speak with an injury attorney in New York for free.

Cellino & Barnes (800) 888-8888

What to Do About Rental Car Accidents

/ Car Accident /

A rental car accident can be an unneeded frustration. Luckily, our car accident lawyers can help guide you through this process to make sure you're coveredNEW YORK —  If you’re concerned about getting into a rental car accident while driving, you may have been on a business trip or a well-deserved vacation. Or maybe your vehicle was in the repair shop. In any case, if you experience a crash in a rented vehicle in New York, you can follow these simple steps.

Steps to Take After a Car Accident in a Rental

The measures you take after a rental car accident in New York mirror the ones you take after a crash in your own car, with just one important difference that our car accident lawyers will explain:

Get Everyone to Safety

Your first instinct after a car crash should always be to check that everyone involved is okay. Inspect the surrounding scene and check on the drivers and passengers of any other cars involved in the accident. If anyone’s hurt, call 911 right away. Do your best to get everyone away from the flow of traffic while you wait for help to arrive.

Exchange Contact Information

After checking to see that everyone is safe, exchange personal information with the other drivers. Be sure to give them your contact and insurance information:

  • Name
  • Address
  • Phone number
  • Insurance company
  • Policy number
  • Driver’s license number
  • License plate number

Once you’ve gathered all of this information, take notes on the description of the other vehicles involved, including the year, make, model, and color of each car. Also, record the exact location, date, and time of the collision and how you remember it occurring. Include details about the weather and road conditions. Never admit fault to anyone after the accident.

Photograph the Accident Scene

Take photographs of the accident scene. You’ll not only want pictures of the damage to the rental car, but you’ll also want to take pictures of any injuries that happened as a result of the crash. Our car accident lawyers have found that injuries can heal on the surface over time, and photos taken at a later date may not show the true extent of your injuries. These images provide context that will help you if and when you decide to file a claim.

File an Accident Report

Reporting the collision to local police is vital in ensuring that a neutral party records all the details of the crash and the protection of all parties involved. Even if the accident seems minor, the accident report will help speed up your claim.

Contact the Rental Company

Here’s the extra step our car accident lawyers suggest: If you get into an accident in a rental car, you need to let the rental company know. Check inside the vehicle for a sticker with an emergency number on it that can connect you quickly. You might have to take additional steps to ensure the accident is resolved. Take note of your own insurance plan and any coverage your credit card company might provide as it may reduce any out-of-pocket expenses you may owe the rental company.

Injured in a Rental Car? Contact The Car Accident Lawyers at Cellino & Barnes

The team of attentive car accident lawyers at Cellino & Barnes understand how frustrating a rental car accident can be. If you’ve been injured, it might be difficult to obtain the compensation you need to get back on your feet. Luckily, we have experience with that.

Our firm has helped victims of car accidents, including rental car accidents, recover needed compensation after various types of car accidents for over 60 years. Our attorneys do not take a fee unless we win your case. Trust us for sound legal advice following any rental car accident. We offer free consultations 24/7.

Cellino & Barnes (800) 888-8888

How to Prevent Whiplash in a Car Accident

/ Car Accident /

whiplash is a serious injury, but the Rochester car accident lawyers at Cellino & Barnes explain how you can reduce your risk!ROCHESTER, N.Y. — Whiplash is one of the most common neck injuries car accident victims suffer. The injury occurs when there’s a sudden and forceful change in the position of the neck. A Rochester car accident lawyer with Cellino & Barnes says this typically happens in rear-end car crashes.

According to the Whiplash Prevention Campaign, the most common symptom people who sustain whiplash report is a pain due to mild muscle strain or injury to the tissues in the neck. Some may experience injuries in the nerves and spinal discs. In severe cases of whiplash, the ligaments in the neck may be affected or there may be a broken neck bone.

Whiplash injuries can cause discomfort and stiffness in the neck that may lead to decreased movement in the head and neck. These symptoms can last for weeks or months at a time, which is why it’s important to learn how to prevent them in a car accident.

Understanding How Whiplash Occurs

Whiplash is an injury to the neck that results from a sudden and forceful back-and-forth movement of the neck. The differential movement between the head and torso often strains the soft tissues, such as the neck muscles and ligaments, beyond their normal range of motion.

Upon a rear impact, a driver’s head and torso move backward. The car seat supports the torso, so its movement remains restricted; however, the head flings further backward — extending past the torso — until the headrest brings it to a stop.

Reducing the Likelihood of Whiplash in a Rear-End Accident

While whiplash can occur from other events, most instances of whiplash result from a rear-end car accident. Often, these accidents happen at low speeds, yet still result in whiplash. However, a car accident attorney in Rochester says drivers and passengers may reduce their chances of getting whiplash in a car accident by taking three important measures.

Adjusting Headrests

Using the headrest of your seat properly carries perhaps the greatest impact in avoiding whiplash. Most cars include well-designed head restraints that play a large role in helping you reduce whiplash symptoms, especially when you adjust them correctly.

When adjusting your headrest, ask yourself two questions:

  1. Is the headrest high enough? The top of the restraint should align with the top of your head or ears.
  2. Is the headrest close enough to my body? The head restraint should be no further from your head than two (2) inches.

Sitting Properly

Drivers and passengers should sit upright and as far back in their seats as possible. Be sure to check that there is as little space between the back of your head and the headrest as there possibly can be. It might be necessary to adjust the angle at which your seat is inclined — the ideal inclination angle is less than 20 degrees.

Wearing your Seat Belt

This last tip should go without saying, but wearing your seat belt can greatly reduce the number of injuries and the extent of injuries you sustain in any type of car crash. To be most effective, Rochester car accident lawyers explained that every driver and passenger should wear a seat belt properly. The shoulder belt must lay across your chest while the lap belt should fit snugly across your lower hips.

Rochester Injury Lawyers You Can Trust

No injury is 100% preventable, which is why the attorneys with Cellino & Barnes focus fully on helping people recover everything they deserve after an accident harms them. If you’ve been in a rear-end crash in Rochester, NY and are experiencing whiplash symptoms, don’t hesitate to visit a medical doctor, then contact our firm to find out how we can help you get back on your feet.

Our lawyers are available 24/7 to work on your claim. Call now or complete our contact form for a free consultation without obligation.

Cellino & Barnes (800) 888-8888

Driver Faces Charges After Van Kills A Young Boy In Brooklyn

/ Car Accident /

If you or a loved one has suffered as a result of someone else's negligence, a Brooklyn car accident lawyer can helpNEW YORK — The driver of a van that hit and killed a 3-year-old boy in Brooklyn on Thursday is facing charges, police said.

According to NYPD, Johnny Gonzalez, 61, was driving a van advertising candy when it struck Emur Shavkator, 3, in a pedestrian crosswalk.

Emur Shavkator was ahead of his mother on a scooter heading into the crosswalk on Benson Avenue and Bay 25th Street when the van struck him, police said. The van, which advertises Starburst candies on one side and Skittles on the other, was making a right-hand turn when it crashed into Emur Shavkator, just blocks away from his home.

Emur Shavkator was transported to an area hospital where he was pronounced dead.

City Has ‘Known For Years’ That The Intersection Is Dangerous

City Council member Mark Treyger released a statement following the accident, calling for traffic calming measures at the intersection of Benson Ave and Bay 25th Street, amNY reported.

“We are still waiting for further details from the precinct, but we have known for years that drivers regularly disregard this stop sign,” Treyger said. “There is a moral urgency to street safety improvements that, regrettably, does not seem to be captured in the data points collected during traffic studies.”

Police said Gonzalez is charged with failure to yield to a pedestrian and failure to exercise due care.

Wrongful Death

Drivers have a responsibility to operate motor vehicles in a safe manner. When they neglect this responsibility by speeding, ignoring posted signs, or failing to yield to a pedestrian, their actions can cause families unnecessary heartache and pain.

When a loved one has died as a result of someone else’s negligent actions, it’s referred to as wrongful death. In New York State, families may file a wrongful death claim to compensate survivors and beneficiaries for the untimely loss of a loved one. However, these legal matters are often complex and require key pieces of evidence to have a successful outcome.

An experienced Brooklyn car accident attorney will fully investigate a wrongful death claim in order to collect the key pieces of evidence that could help families recover the best result possible. This evidence could include:

  • Intersection design
  • Prior accidents and safety of the intersection
  • Vehicle maintenance records
  • Surveillance video
  • Driver’s record of infractions
  • Stop sign placement, crosswalk location
  • Dashcam video from the vehicle or other drivers in the area
  • And More

If you or your family members have been affected by a wrongful death, it’s vital to contact an experienced car accident lawyer in Brooklyn and file a claim as soon as possible. There are deadlines that must be met in order to recover the best possible result.

Cellino & Barnes has helped many New Yorkers get compensation from wrongful death claims and has recovered billions of dollars for their clients. If you decide to contact Cellino & Barnes for your wrongful death claim, our best car accident lawyers will help you every step of the way.

Call us anytime – day or night – for a FREE consultation.

Cellino & Barnes (800) 888-8888

When Is A Car Accident Considered A Crime?

/ Car Accident /

When is a car accident a crime? Allow our Manhattan car accident lawyer explain...NEW YORK — After any car accident on Manhattan’s busy streets, there’s probably a police officer on-scene. Sometimes, a car crash could be considered a crime. You may be wondering, when is a car accident considered a crime? Rest assured that — in most cases — car crashes in New York are civil concerns, but a Manhattan car accident lawyer says there are exceptions!

How a Car Crash Can Become a Crime

Most car accidents are civil matters in which the party whom the police officer determines to be at fault receives a citation. The accident is usually the result of driver error, such as failing to correctly interpret a traffic signal. Sometimes, drivers in a hurry rush to catch a light or fail to make a complete stop. These actions can prompt a collision but are rarely done with the intent to cause harm.

In some cases, a car crash may be the result of a more serious offense. Drivers may face criminal charges for reckless actions that can put others’ lives in danger. This recklessness shows such extreme disregard for the well-being of others that New York State Law deems it appropriate to file criminal charges against the perpetrators.

Drivers in New York may face criminal charges for the following:

Driving Under the Influence

Driving under the influence of any substance which can impair your ability to operate a vehicle safely is a serious offense. Most people assume a DUI occurs when a driver has had too much to drink; however, drivers have also been charged with DUI for driving under the influence of drugs such as marijuana or prescription medications.

Between 2003 and 2012 3,752 people were killed in crashes involving a driver under the influence in New York. When a DUI leads to a fatality, a person may be charged with a more serious offense, such as vehicular manslaughter.

Hit-and-Run

Either party in a car accident — the at-fault driver or the other driver — may face a criminal hit-and-run charge when he or she strikes an object, another vehicle, or a pedestrian or cyclist and fails to identify him or herself and render aid to the injured party. A hit-and-run may be a misdemeanor or felony offense depending on the outcome of the accident. Penalties may include fines and incarceration.

Reckless Driving

Traffic laws in all fifty states address reckless driving. Reckless driving is a broad offense that encompasses any driving behavior which endangers others. In New York, reckless driving involves using a motor vehicle in a manner which “unreasonably interferes with the free and proper use of the public highway or unreasonably endangers users of the public highway.” A person may lose their driver’s license temporarily or permanently and face fines and jail time for reckless driving.

Other Notable Crimes

There are many other offenses that could get police more involved in a car crash. These offenses can range from driving without a license to illegally possessing a firearm. In some cases, there might be warrants out for a driver’s arrest.

The bottom-line is, you don’t know the driver who hit you. Even if you think you caused an accident, there are a number of reasons police could find the other driver at fault. That’s why the Manhattan car accident lawyers at Cellino & Barnes tell their clients to only state the facts about a crash, and never admit fault.

Manhattan Car Accident Lawyers Help You Recover from Negligence

At Cellino & Barnes, our team of attorneys has helped thousands of New Yorkers recover from injuries caused by the negligent and reckless actions of other drivers. Our team aims to help you recover the maximum compensation you’re owed, which can help to cover the costs of medical bills, lost wages, lost work opportunities, and more after the crash.

We do this by fully investigating the accident that left you injured. We’ll collect every piece of evidence that will help support your claim so that you can be confident that you’ll get the best result possible.

Call our firm at any time of day or complete our contact form for a free consultation.

Cellino & Barnes (800) 888-8888

Taxi Hits Toddler Walking With Grandmother In Queens

/ Car Accident /

A Queens car accident lawyer can help if you've been involved in a hit-and-run accidentNEW YORK — A toddler crossing the street with his grandmother was hit by a taxi that then fled the accident scene in Queens, police said. The toddler, Mason Castillo, was walking to a daycare facility in Long Island City when the accident sent him to the hospital.

Family members told reporters that Mason Castillo was taken to New York Presbyterian-Will Cornell Medical Center with a broken leg and several broken bones in his skull. Over the weekend, the 2-year-old underwent surgery, and will likely need months of rehabilitation.

According to NYPD data, there were over 46,000 hit-and-run accidents on New York streets last year. That’s up nearly 30% since 2013. More than 5,000 of those accidents resulted in injuries to an innocent party.

Officers tracked down the vehicle and arrested the suspected driver, Ramanpreet Singh, 20,  who is now charged with leaving the scene of an accident, failure to yield, and failure to use due care while operating a motor vehicle.

According to reports, Singh recently received his TLC license in March.

What To Do After A Hit-And-Run Accident

If someone you know has recently been the victim of a hit-and-run, these can be trying and difficult times. Many hit-and-run crashes go unsolved, but that doesn’t necessarily mean you can’t get compensation for any injuries sustained in the crash.

Of course, it’s important to back-up your story with as much evidence as possible. The Queens car accident lawyers at Cellino & Barnes explain what you should do after this type of accident:

  1. Get as much information as possible about the car and driver. This information includes:
    1. The license plate number
    2. Make, model and color of the car
    3. The location and time of the accident
  2. Take pictures! It may be hard to photograph the vehicle if it sped away, but there are plenty of other pictures that could be useful, including:
    1. Pictures of any property damage (damage to your own vehicle)
    2. Photos of your injuries. Some injuries can heal over time, so it’s important to document their severity as soon as possible.
  3. Talk to witnesses. Especially on the busy streets of New York City, there were likely witnesses nearby. Speak to them and get their contact information. Most people are more than willing to help your cause!
  4. File A Claim. Even if you don’t know who hit you, it could be possible to get compensation under other insurance coverage.

Thousands of New Yorkers of all ages are injured by hit-and-run drivers every year, and a Queens car accident lawyer could help you and your family get the best result possible. An experienced car accident lawyer in Queens will fully investigate your claim, and assemble the evidence you need to be able to get compensation for the injuries a person has suffered as a result of this kind of accident.

If you choose to contact Cellino & Barnes, our team of trial lawyers will help investigate your claim and explain your options so that you can make the best decision for your family.

Contact us online or call us any time for a FREE case evaluation.

Cellino & Barnes (800) 888-8888

How Insurance Companies Investigate Car Accidents

/ Car Accident /

How are car accidents investigated? Only a Buffalo car accident lawyer will have your back against the insurance companies!BUFFALO, N.Y. — One of the first steps a person might take after being involved in a car accident is to call their insurance company to report the accident and file a claim. In most cases, an insurance companies are responsible for covering the costs of medical treatment, lost wages, and more.

Unfortunately, many insurance companies fail to properly reimburse their policyholders. After filing an accident claim, an insurance representative will typically contact you to try to get more information. They’ll often ask you about some of the details of your claim, such as medical records and any evidence that you lost wages because of the accident. The insurance adjuster will then review your policy to determine available coverage. As this person investigates your claim using the information you provided, their primary objective is to save the insurance company as much money as possible.

Why Does My Insurance Company Need to Investigate My Accident?

Insurance companies conduct investigations of accident claims to find and opportunity to deny your claim. These corporations have a financial incentive for refusing to pay the claims of their policyholders. In some cases, these companies may even reward insurance adjusters for finding ways of denying legitimate claims for compensation. This is how many of the country’s top insurance companies maximize their profits — denying their loyal policyholders the funds they need to recover from a car crash for which they were not at fault.

It’s not uncommon for insurance companies to come up with illogical reasons to deny your claim. To prevent such manipulation, it’s a good idea to get a Buffalo car accident attorney involved in your case, even before you speak with an insurance agent.

The Insurance Company Approach to Accident Investigations

Most insurance companies employ investigators whose entire job is to detect and deter insurance fraud. These individuals typically have law enforcement experience and extensive knowledge of New York State insurance laws.

These investigators begin by receiving a short summary of the incident. The summary includes information like:

  • The date of the accident
  • The type of collision
  • The time of the accident
  • The location of the accident
  • A brief description of the accident

The insurance investigator may receive the following bits of information:

  • The other driver’s contact information
  • Photos of the accident, including your vehicle
  • Medical bills, if necessary
  • Statements from witnesses or passengers

The insurance investigator may also ask you for permission to inspect your car for damage, physical evidence such as damaged property, and a copy of the police report.

Getting Investigators to Work for You

Insurance investigators work with the interests of the insurance companies in mind. Therefore, they’ll likely do what they can to discredit any evidence you present to them showing the true extent of your losses and injuries.

When you work with a team of resourceful car accident attorneys in Buffalo, they’ll also investigate your accident; but with your interests in mind. Our car accident lawyers will look to preserve any evidence that supports your claim. Using this evidence, a car accident lawyer in Buffalo can put together a strong case so that you can walk away with the best result possible.

Call us, or contact our experienced team at Cellino & Barnes for quality representation. We have over 60 years of experience obtaining successful settlements for clients throughout New York, and we’d be honored to work for you.

Cellino & Barnes (800) 888-8888

Will My Insurance Company Cover The Cost Of A Totaled Car?

/ Car Accident /

Bronx car accident lawyers can help you get the best possible result from your case. Call us for FREENEW YORK — Buying a car is a hefty expense that can take several years to pay off. Although it can be a relief to replace a worn-out vehicle, an unavoidable risk of buying a car is getting into an accident in a car for which you still need to pay back a loan. Although your insurance company will typically step in to cover your losses, such as the cost of repairing your vehicle, a Bronx car accident lawyer says there are many other expenses to consider.

First, you need to prioritize. Your health and wellness should always be paramount. If you’ve been injured in an accident, it would be wise to get medical treatment and contact an experienced car accident lawyer to help you get compensation for your injuries. Then, you can start to consider options for other things, like your vehicle.

Many times, repair can exceed the car’s value. In this scenario, how does the insurance company help you pay off your car?

How Insurance Companies Determine a Total Loss

Each auto insurance company sets its own rules for calculating a total loss. Generally, a total loss is when the cost of a car’s repair exceeds 80% of the car’s value. The percentage of the car’s value the repairs must exceed to determine a total loss varies by insurance company; however, 80% is relatively common.

Here is an example of how this 80% standard comes into play. Let’s assume your vehicle’s actual cash value was estimated at $10,000 on the day you got into a serious car accident. Applying the 80% rule, we can deduce that your insurance company will consider your vehicle a “total loss” if the cost of repair reach or exceed $8,000 or 80% of the value of your car ($10,000). If repair costs to reach or exceed $8,000, your insurance company will not authorize any repairs. Instead, they will reimburse you for the value of your car before the accident.

Getting Paid After Your Car Was Totaled

Once you receive the check from your insurance company, you can use those funds to pay off what remains of your loan. Your insurance company will likely name the bank or financial institution that loaned you money to buy the car (the lien holder) as a payee on the reimbursement check. This is to ensure that the funds you get go toward paying off the car.

What If The Insurance Company Doesn’t Cover My Car Loan?

Cars depreciate in value much more quickly than other assets. There’s always the possibility that the money you receive from your insurance company won’t cover what you still owe. When this happens, you’re still legally responsible for paying back what you owe. If you have gap insurance, it might cover the difference between the check you got and your remaining balance.

Getting the Most from Your Car Accident Claim

One way to give your accident claim the best chance at success is to work with the dedicated team of Bronx car accident lawyers with Cellino & Barnes. We help those who’ve been injured in accidents, and don’t know where to turn. With over $2-billion in recoveries for our clients, we know what it takes to get you fair compensation for your injuries.

Additionally, our “No Fee Guarantee” means you won’t pay us a dime if we don’t win your case. We have over 60 years of experience helping car accident victims throughout New York get compensation for their injuries. Call our firm at any time of day or contact us for a FREE consultation.

Cellino & Barnes (800) 888-8888

Do I Need To Hire A Lawyer When The Other Car Driver Was At Fault?

/ Car Accident /

If you've been in an accident, you'll want the best car accident lawyer in Rochester NYROCHESTER, N.Y. — When you’ve been in an auto accident, there are so many things to consider. Do I need to call the police? Should I contact my insurance company? Do I Need To Hire A Lawyer When The Other Car Driver Was At Fault? Should I see a doctor? Every decision is important, and a car accident lawyer in Rochester NY can explain what you should do after your accident.

What To Do After Any Car Accident

There are several steps you’ll need to take if you’ve been in a car accident, whether you were at-fault or not:

  1. Get Medical Attention. If you or anyone else has been injured, it’s crucial to get immediate medical attention. Statistics have shown that recovery times are drastically reduced if you see a doctor right away.
  2. Call Police. After any accident, you’re going to need an accident report. Local law enforcement typically draft these, and it’s important that you get a copy.
  3. Gather Evidence. Many accidents have witnesses. Be sure to talk to these individuals, and get their contact information. It’s also critical to take pictures of the accident scene. This includes photos of your vehicle and any injuries sustained. Since your injury can heal, it’s important to have photos!
  4. Contact An Experienced Car Accident Lawyer. One of our helpful car accident lawyers can explain what the next steps are. If you contact the insurance companies, you may risk giving them information that they can use against you, if you decide to file a claim. On the other hand, an attorney has a sworn duty to protect your rights, and help you get the best result possible.

Do I Need To Hire A Lawyer When The Other Car Driver Was At Fault?

To file a successful claim, you must prove two things:

  1. You Were Not At-Fault For The Accident.
  2. You Were Injured As A Result Of The Accident.

If it can be determined that the other driver was negligent AND you were injured as a result, you should contact an experienced car accident lawyer as soon as possible. Only an experienced personal injury lawyer can help you get the best result possible from a claim.

A car accident lawyer in Rochester NY will help you build a case, and negotiate with the insurance company’s legal team to make sure you’re fairly compensated for your injuries.

The Rochester car accident lawyers at Cellino & Barnes have recovered over $2-billion for their clients, and have been recognized by many prestigious publications for their work in personal injury law. We consider our team to be some of the best car accident lawyers in Rochester.

Contact us online or call us anytime for a FREE case evaluation.

Cellino & Barnes (800) 888-8888

Client Thanks

I would like to thank your firm for representing our family on behalf of my late husband. This whole process was, at times, difficult for us and sometimes painful. But, we were always in good hands as Brian and Maria are two of the hardest working and sincerest people I have ever had the pleasure of meeting. They did a tremendous job.

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Office Locations

Buffalo
350 Main Street
2500 Main Place Twr

Buffalo, NY 14202

(716) 888-8888
(800) 888-8888
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Buffalo
Grider Street Office
451 Grider Street

Buffalo, NY 14215

(716) 888-8888
(800) 888-8888
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Garden City
600 Old County Rd
Suite 412

Garden City, NY 11530

(800) 888-8888
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Manhattan
420 Lexington Ave
21st Floor

New York, NY 10170

(800) 888-8888
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Melville
532 Broad Hollow Road
Melville, NY 11747

(800) 888-8888
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Rochester
16 W. Main Street
Powers Building, Suite 600

Rochester, NY 14614

(585) 888-8888
(800) 888-8888
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