NEW YORK – Every state has different rules for car accidents. In New York, lawmakers have tried to simplify the legal system with a set of rules often referred to as ‘No Fault Laws.’ Just because they’re called ‘No Fault’ doesn’t mean no one is at fault, though. So, What Is A No Fault Car Accident?
Here’s an explanation from a personal injury attorney, Long Island, NY:
What Is A No Fault Car Accident?
In most circumstances, a no fault car accident is any car crash that happens in the 12 states that have no-fault insurance laws, including New York. Under no-fault car insurance policies, drivers do not need to prove who was at-fault to get compensation for their injuries. Instead, their own insurance company will pay a policy holder’s medical bills, lost wages and other costs associated with an accident.
No-Fault States include:
A Long Island auto accident attorney says there are many exceptions to these rules. Motorcycle accidents, for example, may not be applicable. In addition, no fault insurance only cover the costs of a car accident injury. When it comes to physical damage to your vehicle, the claims process is still determined by who was at fault for the accident.
In a car crash, Long Island drivers and passengers don’t necessarily have to engage in a drawn-out legal battle to get medical bills paid. However, no fault insurance only covers up to a certain amount. Beyond that, you’ll still need to determine who was at-fault for a crash.
That’s why it’s important to get a FREE consultation with the experienced Long Island personal injury lawyers at Cellino & Barnes. Our legal team can go over your accident case for free, and help determine the proper steps to ensure you’re getting the best result possible.
If you have any questions, like ‘What Is A No Fault Car Accident?,’ we can help you get answers. Call our Long Island personal injury attorneys today to see how helpful we can be!
NEW YORK – Over the course of a typical driving lifetime, there’s a good chance you’ll be involved in three to four accidents. Most of these accidents are minor fender-benders, but some could be trouble, and it’s always important to know what to do when you’re in these situations. One of the most common questions people will ask a Bronx car accident lawyer during this time is, Do You Need A Lawyer For A Car Accident?
The quick answer: it depends.
Do You Need A Lawyer For A Car Accident?
In many cases, you may not need legal representation after a car accident:
The car accident was minor (no injuries, just minor property damage)
You were at-fault for the accident, your insurance company will assign a legal team to your case, if necessary.
However, there are many times when an experienced team of New York car accident lawyers can help you:
You were injured as a passenger
You were injured by another driver
You were injured by a vehicle malfunction or defect
If you’re ever unsure if you need a lawyer for a car accident or not, give one a call. According to a Bronx accident lawyer, New York has several law firms, like Cellino & Barnes, that have a “No Fee Promise.” That means you won’t owe them a penny unless they win your case.
Questions about your accident? Give us a call and we’ll help you find the answers you need for FREE. Call the Bronx car accident lawyers at Cellino & Barnes for a FREE consultation.
NEW YORK – When a person has been injured in a auto accident, they have a lot on their mind. You’ll certainly have many questions. One of the most common questions our car accident and injury lawyers hear is, How Long Does It Take To Get A Settlement From A Car Accident?
It’s an important question too! With mounting medical bills and lost wages adding-up, a quick settlement might be able to alleviate some of that stress. But an experienced New York accident lawyer at Cellino & Barnes says that’s not always the best strategy.
How Long Does It Take To Get A Settlement From A Car Accident?
Getting a car accident settlement can take anywhere from a few weeks to several years. While a quick settlement may sound nice, it often severely limits the amount a person actually recovers, and it may not be in your best interest. Accepting the first offer the insurance company gives you usually won’t get you much. A better strategy would be to gather all of the information you can possibly obtain before making or accepting a settlement offer.
According to one accident lawyer, New York is home to many law firms that simply don’t do that. There are dozens of ‘personal injury’ lawyers who have never even taken a case to trial. Whether it was an accident involving a commercial truck or your daily auto accident, some lawyers don’t care to put in the work. Instead, they focus on getting a fast settlement and moving on to the next case.
Our car accident lawyers don’t believe that strategy helps you, the client, at all.
What To Consider Before Accepting A Settlement
In the world of personal injury, information is king.
The more information you have, the faster your case can settle or go to court, if needed. There are a number of factors that can either speed the process up, or slow it down:
How has the accident affected your life?
How will your injuries impact the rest of your life?
Will you require surgery?
How much will future treatments cost?
These are all questions that should be considered before accepting any settlement offer. Once you say ‘yes’ to the insurance company, that’s it. That’s all you’ll get.
The New York car accident lawyers at Cellino & Barnes are all trial-tested and have years of experience negotiating settlements with the big insurance companies. Our law firm’s goal is to get our clients the best results possible, and we believe preparation and experience are the biggest keys needed to obtain a successful settlement or verdict.
If you or a loved one has been injured, call Cellino & Barnes for a FREE consultation. Whether your case takes a few weeks or several years, an experienced New York accident lawyer can help answer your questions and provide guidance throughout the legal process. Call us now for your free consultation.
BUFFALO, N.Y. – If you’ve been injured in a car accident, you may be wondering, “what’s my case worth?” If you ask for too much, the insurance company may just tell you to file suit. If you ask for too little, the insurance company will gladly accept your offer because it’s way below what your case is really worth. The bottom line is, there are a lot of variables and factors that can help you determine What To Ask For In A Car Accident Settlement.
The key is being able to identify these factors so that you can maximize the value of your injury claim.
What To Ask For In A Car Accident Settlement
Whether you have a small claim or a catastrophic injury, it’s important to have all of the information you can get before making or accepting a settlement offer.
This information includes:
Past medical expenses associated with a motor vehicle accident
Future medical expenses associated with a motor vehicle accident
Lost wages since the accident
Future lost wages due to the accident
Past pain & suffering
Future pain & suffering estimates
Many cases have other factors that need to be analyzed:
Who’s at fault?
Were there any mechanical problems?
Was the area infrastructure safe?
All of these factors and variables should be considered if you want to get the best result possible from an injury claim. The Buffalo car accident lawyers at Cellino & Barnes fully investigate each claim, and they immediately prepare their cases for trial. This strategy has helped our law firm recover billions for our clients.
Other Factors To Consider
As with all personal injury cases, yours needs to be tailored to your specific situation. In many cases, there can be unforeseen factors that should be addressed by an experienced car accident attorney. Call Cellino & Barnes for a FREE consultation with one of our Buffalo car accident lawyers. Our team will help answer any questions you have about our law firm, injury claims and the insurance company.
NEW YORK – Whenever a person has been injured in a car accident, they could get compensation for their injuries. Compensatory damages often include things like medical bills, lost wages and transportation costs, which are all easily calculated. However, many victims of vehicle accidents ask our personal injury lawyers, How Do Insurance Companies Calculate Pain And Suffering?
Pain and suffering is not as easily calculated as other quantifiable damages; there’s no mathematical formula to determine how much a motor vehicle accident victim should receive. So, how is it determined?
How Do Insurance Companies Calculate Pain And Suffering?
Generally, this figure is determined by previous jury verdicts or previous settlements. This is one of the reasons why experience is crucial when choosing a law firm to represent you after you’ve been injured in a car accident.
The bottom line is, insurance companies aren’t calculating pain and suffering for you. In fact, they’re not eager to give you any compensation. It’s usually up to your car accident attorney to determine a fair settlement figure. If the law firm and the insurance company can’t come to an agreement, it’s then up to a jury to decide how much your pain and suffering is worth.
When it comes to settling personal injury cases, there are many factors to take into consideration. Some of these factors include the cost of past medical expenses and lost earnings. Future medical expenses related to the motor vehicle accident and future loss of income should also be considered. Then, there’s pain and suffering, which can be determined by an experienced Brooklyn car accident lawyer.
Add all of these factors together, and that will help you determine a fair settlement amount.
Pain and suffering can be difficult to quantify, but the Brooklyn car accident attorneys at Cellino & Barnes have years of experience and a track record for getting clients the best results possible. If you’ve been injured in a car accident, call us for a FREE consultation.
We’ve heard a lot of questions, including “How Do Insurance Companies Calculate Pain And Suffering?” Our Brooklyn car accident lawyers aren’t afraid to get you answers. If you have any questions about your insurance company, vehicle accidents or injury law, do not hesitate to give us a call — we can help you find the answers you need.
NEW YORK – Filing a claim against the insurance company is a complex process that takes time, effort and experience. If you don’t have all of the information you need to negotiate with their legal team, you could end up with a bad deal. Many of our clients know this – so, one of the questions our Rochester car accident lawyers hear the most is, When Should I Settle My Car Accident Claim?
When Should I Settle My Car Accident Claim?
Settling a car accident claim can take months or even years. To get the best result possible from an injury claim, you should not settle before you have all of the information you can possibly obtain. Some of the most important pieces of information include:
Will I need to have surgery?
What are my injuries?
What will these injuries cost to treat?
How will my injuries impact the rest of my life?
A car accident attorney at Cellino & Barnes says in many cases, it may also be advantageous to prepare your case for trial. Our Rochester car accident attorneys have found that this preparation often helps while negotiating a settlement:
It shows the insurance company that you know what you’re doing, and that you’re serious about getting a fair settlement.
In case it’s necessary to take your case to trial, your team will already be prepared to convince a jury as to why the insurance company’s settlement offers have been insufficient.
It’s often difficult to answer the question, “When Should I Settle My Car Accident Claim?” According to an accident lawyer, NY has some of the most complex car accident and insurance laws in the country. That’s why legal advocates will always suggest contacting a Rochester car accident attorney for a FREE consultation.
If you have any questions about vehicle accidents or injury claims, our Rochester car accident lawyers can help.
NEW YORK – Many accident law firms get asked the same question every day: What Happens After A Car Accident That Is Not Your Fault? An accident attorney at Cellino & Barnes says it’s one of the most common questions people ask.
According to a car accident lawyer, Brooklyn is one of the most dangerous boroughs for accidents. With nearly 17,000 injuries and deaths each year, the Brooklyn personal injury attorneys at Cellino & Barnes have examined almost every type of accident, and they’ve heard all of the tough questions – and while every situation is unique, there are several common scenarios (and steps you should take if you’ve been hit by a negligent driver).
What Happens After A Car Accident That Is Not Your Fault?
There are several things that can happen after a car crash, but typically accident victims and witnesses should follow these steps:
Call 911. If anyone is injured, they’re going to need immediate medical attention. It may also be important to get police on the scene to write an accident report.
Gather information. With hit-and-run accidents on the rise in New York, getting a plate number can be an important step. Additionally, you’ll going to need to know the other drivers’ insurance information, a copy of their license and witness statements.
Take pictures with your cell phone. These photographs can be useful evidence in many situations.
Call an experienced accident lawyer. Even before contacting your insurance company, a number of accident law firms can help you determine the steps to take that are in your best interest.
The accident was NOT your fault. Even if you think you may be responsible for a crash, do NOT admit fault. The other driver may have been impaired, distracted, or there may have been a mechanical problem with either of your vehicles.
Additionally, It may not be in your best interest to contact the other driver’s insurance company, especially in the days following a car accident. Some insurance companies have been known to record their calls, and ‘trap’ accident victims into saying “I’m fine” or “No, I didn’t go to the hospital yet,” and they’ll use these recordings against you to try to save them a few dollars.
After any accident, you may have a lot of questions like “What Happens After A Car Accident That Is Not Your Fault?” At Cellino & Barnes, we believe getting answers should be FREE. Take the advice of an experienced car accident lawyer: Brooklyn families should follow the steps above to make sure their rights are protected when they’re in an accident that’s not their fault.
If you have any questions about car accidents, insurance or the laws that protect you from negligent drivers, call our experienced Brooklyn personal injury attorneys for a FREE consultation any time – day or night.
NEW YORK – If you get hurt in a car accident, one of the first questions to cross your mind could be, Who Pays For The Medical Bills In A Car Accident? It’s a question our Brooklyn personal injury attorneys hear a lot. The answer depends on where the accident happened.
Who Pays For The Medical Bills In A Car Accident?
If your car accident happened in a “No Fault” state like New York, your auto insurance provider will cover a certain amount of your medical bills. If your injuries exceed this amount, or the accident happened in a Non “No Fault” state like California, your medical bills are your responsibility and may be covered (in-part) by your health insurance provider.
If you were injured by a negligent driver, you may be able to have the insurance companies cover most, or all of your medical bills, lost wages or pain and suffering.
Other Factors To Consider
So, you’ve used-up your “No Fault” coverage and are paying your medical bills with your health insurance while the insurance company and your lawyers hash-out a settlement. In this scenario, you may have to pay your health insurance company back.
If your health insurance, Medicaid or Medicare pay any of the medical bills related to your accident, they are legally entitled to get reimbursed once a settlement or verdict has been reached in your case. This is called a lien.
Our Brooklyn personal injury attorneys understand this is a lot of information to digest – with a lot of “what-if” situations. Whenever you’re working with insurance companies, things can get really complicated really fast. That’s why our legal advocates always suggest calling the Brooklyn personal injury attorneys at Cellino & Barnes. An experienced accident lawyer will go over your case with you in a FREE consultation, which can help you determine how to get the best result possible from an injury claim.
What To Do
If you’re in need of legal representation, or if you have any questions about personal injury law or our law firm, don’t hesitate to contact our experienced Brooklyn personal injury attorneys for FREE.
NEW YORK – Each year, thousands of passengers are seriously injured in car crashes – and each of them have a long list of questions. One of the most common questions our Bronx car accident lawyers hear from passengers is, Can I Sue If I Was A Passenger In A Car Accident?
The short answer is YES.
Can I Sue If I Was A Passenger In A Car Accident?
If you were a passenger in a car crash, YOU CAN’T BE AT FAULT! At least one of the drivers will be liable for any injuries you’ve suffered. In almost every circumstance, passengers can file a personal injury claim and be entitled to the maximum recovery.
There are several factors that must be analyzed after any accident, and our Bronx car accident lawyers strongly suggest giving an experienced legal team a call immediately following your accident. Getting an experienced Bronx car accident lawyer ensures that you will get the best result possible from any injury claim filed on your behalf.
Insurance companies like to make things complicated – not only for drivers, but injured passengers too! Local laws further complicate matters, which is why we suggest giving our Bronx car accident attorneys a call; it’s not going to cost you anything to ask questions!
Here are some insurance items to consider:
Get Insurance Information for ALL Drivers Involved – as a passenger, this information is critical. In some cases, more than one driver can be responsible for your injuries.
No-Fault States – some states, like New York, require an injured passenger would need to file a Personal Injury Protection (PIP) or No-Fault claim.
Liability Disagreements – although many passenger injury claims may seem like open-and-shut cases, the insurance companies often squabble over liability, which can delay a passenger’s settlement. Liability determines who’s insurance company is responsible for ponying-up any injury costs.
Multiple Passenger Claims – When multiple passengers are injured by a negligent driver, ALL of their claims must be settled within the driver’s insurance coverage limit. This amount varies, but if the driver has a low-cost insurance policy, it may mean that every injured passenger has to split the amount of coverage. This gets complicated even further when there are disagreements about how that limit should be split.
A car accident can be a complicated mess, which is why we always suggest calling a Bronx car accident lawyer for FREE. They can file a claim on your behalf and keep you informed of the status of that claim while you focus on your recovery.
If you have any questions about car accidents, injuries, insurance, or the legal system, call a Bronx car accident attorney at Cellino & Barnes for a FREE case evaluation.
ROCHESTER, N.Y. – There are countless questions accident victims have on their minds when they’re injured, but as the medical bills and lost time at work keep adding up, there’s one question everyone wants our Rochester car accident attorneys to answer: How Long Does It Take To Get A Settlement?
Like most questions our Rochester car accident lawyers hear, this can be tough to answer – especially if your case is in the early stages.
How Long Does It Take To Get A Settlement?
It’s nearly impossible to determine a time-frame for a personal injury settlement. Some cases settle in just a few months while other cases can take years, and even go trial. Although many injured accident victims are eager to close their case as quickly as possible, the Rochester car accident lawyers at Cellino & Barnes have discovered that spending a little extra time on a case can make a huge difference.
Every case is unique, and the time it takes to get a settlement widely varies; but there are certain factors that typically need more time to properly address:
Insurance Companies. Some insurers are just hard to work with. They’re all required by law to meet certain deadlines, but some insurance companies take their time to respond.
Type of Injurie(s). In the early stages, doctors can’t tell how long it’s going to take for an injury to heal – and that’s important information! Other injuries may require years of expensive treatments, and more visits to the doctor’s office. Our Rochester car accident lawyers will use
all of this information to help you get the best result possible from your claim.
Civil Claims Process. Even if it’s a fair value, insurance companies often don’t accept the first settlement offer. This forces the injured party and their legal counsel to file a lawsuit, which involves a discovery period. While lawsuits sometimes end up in front of a jury, our Rochester car accident lawyers are always negotiating with the insurance company out-of-court during this time.
Generally, cases involving serious injuries take the most time to reach a settlement. Months or years may sound like a big timeframe, but our Rochester car accident lawyers urge their clients to consider the benefits of not settling too quickly:
Taking Time Improves The Case Value. This often means more compensation for the accident victim(s) and/or their family.
More Information. When it comes to personal injury cases, information is king. A quick settlement may sound nice, but it can often leave you in a bad position months or years down the road when your injury still hasn’t healed, and the medical bills keep coming in the mail.
Promote Change. In some very unique cases, an accident can highlight major flaws in our government, legal system, safety standards, and in our society. Settling these cases too quickly is like sweeping the dust under the rug – the problem is still there, and it’s bound to hurt someone else in the future.
If you have any questions about filing a personal injury claim, call our Rochester car accident lawyers for a FREE consultation. We’d be happy to take a look at your unique situation anytime – our Rochester car accident lawyers are available to help 24/7 to help accident victims get answers to their questions, and the best result possible from an injury claim.
Cellino & Barnes (800) 888-8888
I would like to thank your firm for representing our family on behalf of my late husband. This whole process was, at times, difficult for us and sometimes painful. But, we were always in good hands as Brian and Maria are two of the hardest working and sincerest people I have ever had the pleasure of meeting. They did a tremendous job.