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What Is A No-Fault Car Accident?

/ Car Accident /

NEW YORK – Every state has different rules for car accidents. In New York, lawmakers have tried to simplify the legal system with a set of rules often referred to as ‘No Fault Laws.’ Just because they’re called ‘No Fault’ doesn’t mean no one is at fault, though. So, What Is A No-Fault Car Accident?

Here’s an explanation from a personal injury attorney, Long Island, NY:

What Is A No-Fault Car Accident?

In most circumstances, a no-fault car accident is any car crash that happens in the 12 states that have no-fault insurance laws, including New York. Under no-fault car insurance policies, drivers do not need to prove who was at-fault to get compensation for their injuries. Instead, their own insurance company will pay a policy holder’s medical bills, lost wages and other costs associated with an accident.

The no-fault States include:

  • Florida
  • Hawaii
  • Kansas
  • Kentucky
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York
  • North Dakota
  • Pennsylvania
  • Utah

A Long Island auto accident attorney says there are many exceptions to these rules. Motorcycle accidents, for example, may not be applicable. In addition, no-fault insurance only covers the costs of a car accident injury. When it comes to physical damage to your vehicle, the claims process is still determined by who was at fault for the accident.

In a car crash, Long Island drivers and passengers don’t necessarily have to engage in a drawn-out legal battle to get medical bills paid. However, no-fault insurance only covers up to a certain amount. Beyond that, you’ll still need to determine who was at fault for a crash.

That’s why it’s important to get a FREE consultation with the experienced Long Island personal injury lawyers at Cellino & Barnes. Our legal team can go over your accident case for free, and help determine the proper steps to ensure you’re getting the best result possible.

If you have any questions, like ‘What Is A No-Fault Car Accident?’ we can help you get answers. Call our Long Island personal injury attorneys today to see how helpful we can be!

Cellino & Barnes (800) 888-8888


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