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Will Health Insurance Cover Car Accidents?

/ Car Accident, Uncategorized /

ROCHESTER, N.Y. – Insurance is complicated.

Wow. That’s an understatement. Many of the questions our clients ask us involve the web of truths, half-truths and lies about insurance and how it works. One of the most common questions we’re asked is:

Will Health Insurance Cover Car Accidents?

Yes, after your car insurance coverage has been used up, your medical bills will be covered by your co-pay and health insurance.

That’s the simple answer. But when you’re working with insurance, things get real complicated real fast. That’s why we always recommend calling a car accident attorney at Cellino & Barnes immediately after you’ve been in a car crash.

The Complicated Aspects of Insurance


We don’t want you to get confused. Yes, some insurance companies may offer you a small cash settlement if you’ve been injured and were not at-fault for the crash. But this amount is often far less than what you deserve, and in the end, you may end up paying A LOT more.

Keep in mind,  your health insurance company (or Medicare/Medicaid) will likely demand reimbursement with some of the funds from your personal injury settlement. This is known as a lien.

A Rochester car accident lawyer at Cellino & Barnes knows how the insurance industry uses complicated tricks to confuse innocent victims of car crashes – just so they can save a little corporate cash. We don’t fall for their tricks, and our team can help accident victims get the best results possible from an injury claim.

If you have ANY questions, call us for a FREE consultation.

Cellino & Barnes (800) 888-8888

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I would like to thank your firm for representing our family on behalf of my late husband. This whole process was, at times, difficult for us and sometimes painful. But, we were always in good hands as Brian and Maria are two of the hardest working and sincerest people I have ever had the pleasure of meeting. They did a tremendous job.

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